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      Low cost insurance coming for millions Oct. 1

      UPDATE: Tonight at 7 pm be sure to watch Medical Makeover: You and Healthcare Reform to get your questions about these changes to the healthcare law. We will answer questions for employers, employees, the unemployed and the uninsured.

      According to a report from the U.S. Department of Health and Human Services, the new healthcare exchanges will allow millions to purchase insurance for less than $100 per month.

      Starting on October 1st of this year, people can shop for insurance in what is called the Health Insurance Marketplace. This is more commonly referred to as a healthcare or insurance exchange.

      Coverage will begin on January 1, 2014 for all plans purchased through the marketplace.

      â??The health care law is making health insurance more affordable,â?? said HHS Secretary Kathleen Sebelius. â??With more than half of all uninsured Americans able to get coverage at $100 or less, the health care law is delivering the quality, affordable coverage people are looking for.â??

      HHS says that of the 41.3 million Americans that are currently without insurance, 23.2 million, or 56 percent, will qualify for Medicaid, the Children's Health Insurance program, or tax credits. These options mean that those Americans can purchase insurance for less than $100 per month.

      The report also goes on to say that if all 50 states were to take advantage of the new Medicaid expansion options, then 78 percent of those without insurance would qualify to get insurance for less than $100 per month.

      Those who qualify for lower premiums are those making 133 percent or less than the federal poverty level and live in a state that has passed expanded Medicaid.

      Gov. Rick Snyder just signed into law Michigan's version of the Medicaid expansion on Monday.

      If you have questions about the upcoming Health Insurance Marketplace or other questions around the Affordable Care Act, NBC25 will be having a live special entitled Medical Makeover: You and Healthcare Reform on Thursday, September 17th at 7 pm. We will have experts ready to take your questions.

      You can submit questions now on Twitter with the hashtag #MedicalMakeover or on our Facebook page .

      We also have links to more resources and videos with more information on our Medical Makeover page .

      You can also find out now if you qualify for the expanded Medicaid coverage by visiting's answer page.

      The full Heath and Human Services report is available here.