Target customers seeing red after massive credit card hack

Target stores now a target of a massive information hack.

Lori Zacharko says she's a victim.

"I got a call from my credit union yesterday that said there was $600 and something dollars charged,â?? says Zacharko of Bay City.

The theft affects in-store shoppers who hit target aisles anytime between Black Friday and December 15th.

â??I was out Black Friday,â?? says Zacharko.

The data stolen includes the names, credit card numbers and security codes of nearly 40-million shoppers.

â??That's kind of hard to believe but on the other hand people are out there getting anything they can,â?? says Chris Lutterman of Swartz Creek.

Target officials not detailing how the data breach occurred but say they're investigating.

Fraud prevention experts say, shoppers should do their own detective work.

â??Contact your bank or wherever you have your credit card from and check with them and see if there's been any purchases that you haven't made. Also, if someone calls you, really confirm that that's your bank,â?? says Captain Michael Tocarchick of the Genesee County Sheriffâ??s Office.

â??I was surprised, I was just surprised that I was one of them,â?? adds Zacharko.

â??Donâ??t be embarrassed, it happens to all of us. It happened to me many years ago and it was a lot more difficult to clear it up,â?? adds Tocarchick.

Here are some answers to the most common questions about the theft:

Q: I shopped at Target during that time. What should you do?

A: Check your credit card statements carefully. If you see suspicious charges, report the activity to your credit card companies and call Target at 866-852-8680. You can report cases of identity theft to law enforcement or the Federal Trade Commission.

You can get more information about identity theft on the FTC's website at, or by calling the FTC, at (877) IDTHEFT (438-4338).

Q: How did the breach occur?

A: Target isn't saying how it happened. Industry experts note that companies such as Target spend millions of dollars each year on credit card security, making a theft of this magnitude particularly alarming.